Simplifying payments with blockchain.

[Alexxx7]

I've been hearing a lot of talk lately about how blockchain can make payments easier, but I still don't fully understand how it works. If there used to be banks and payment systems through which you could send money, then why do you need blockchain at all? Doesn't it complicate the process if you add cryptocurrencies, digital wallets, and all that? I'd like to understand how blockchain actually helps make payments easier and more convenient.

[Agata67]

I understand what you're talking about. Blockchain, at first glance, seems complicated, especially because of cryptocurrencies, but its main feature is decentralization and the absence of intermediaries. When you make a traditional payment, there are several links between the sender and the recipient - a bank, a payment system, exchangers, and so on. Each of these intermediaries takes their commission and slows down the process. With blockchain, everything is different - the transaction occurs directly between users, which reduces time and costs. Blockchain payments can be especially convenient for international transfers. Where regular transfers can take days, cryptocurrency transactions take minutes. And if we talk about specific solutions, then, for example, https://troncard.io/ is one example of how you can simplify payments in real life using blockchain. It's something like a digital card with which you can pay for purchases using cryptocurrency. Plus, the fees there are minimal compared to traditional payment systems.

[Jessicaa5]

Yes, it makes sense. This is especially important in countries with unstable economies, where banking systems can be unreliable. Direct payments via blockchain give more control to users and make the system more transparent.

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